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PM Fasal Bima Yojana

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Pradhan Mantri Fasal Bima Yojana (PMFBY)

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Launch: 2016
Pradhan Mantri Fasal Bima Yojana (PMFBY) aims to support production in agriculture by providing affordable crop insurance to ensure comprehensive risk cover for crops of farmers against all non-preventable natural risks from pre-sowing to post-harvest stage, on an ‘Area Approach Basis’.

Stakeholders:
Central Government, State Governments, Banks, CSCs, Insurance Companies, Farmers

Enrolment:
Voluntary (post Kharif 2020 season)

ONGOING ACTIVITIES

Pradhan Mantri Fasal Bima Yojana Quiz
Pradhan Mantri Fasal Bima Yojana Quiz Contest
pledge1
Pradhan Mantri Fasal Bima Yojana Pledge
Meri Fasal Bimit Fasal
Meri Fasal Bimit Fasal

Risks covered under PMFBY

YIELD LOSSES
YIELD LOSSES

(on notified area basis)

Standing Crops:
(i) Natural Fire and Lightning; (ii) Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado etc. (iii) Flood, Inundation and Landslide, (iv) Drought, Dry spells and (v) Pests/ Diseases

PREVENTED SOWING
PREVENTED SOWING

(on notified area basis)

POST-HARVEST LOSSES
POST-HARVEST LOSSES

(individual farm basis)

LOCALISED CALAMITIES
LOCALISED CALAMITIES

(individual farm basis)

Achievements

  • Largest crop insurance scheme in the history of independent India and globally, the third largest scheme in terms of premium
  • 29.19 crore farmer applications have insured their crops under the PMFBY since 2016
  • More than Rs 95,000 crore worth of claims have been provided to farmers since the launch of the scheme in the year 2016, against the total premium of Rs 17,000 crore paid by them
  • Lowest premium for all farmers of India - 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops

Calendar of activity

Activity
*The cut-off date for enrolment of each notified crop
should be based on crop calendars of the districts
Kharif
15th July & 31st July
Rabi
15th October & 31st December

*Cut-off dates for the notified crops may be fixed by States/UTs according to local weather conditions or local circumstances

IEC Publications

Videos

video-1
6th National Review Conference on Pradhan Mantri Fasal Bima Yojana (24th July 2021)
video-2
Shri Devidas Traymbakrao More, Maharashtra
video-3
Smt. Sonali Maurya, Uttar Pradesh

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