Kindly care constitution rule which is passed. If it is decided that needs to banifit for poor than go ahead for helping them without seeing the benifit of richer and develop the poor students and the families who have trying to or fighting for earnings. Who have no house or nor any other opportunities or apply for a job also has completed over the ages to join a job for care a small families. I think that all bank has followed government not for their own business. It is only fit for the private banks. Government bank has always said to their customers that they have not any information about this types of scheme. Some bank has holdings this types of scheme they wants various documents for apply a loan, which is not possible for fresher students and a sabjiwalla, panwalla thellawalla, kelawalla, macliwalla etc.

Again I found, directly with the articles about humanity by the develop a family lifestyles, we are suffering from encient India weaknessly for income or sources of living. Now I think that this article has supporting us with the best of knowledge of hard working, doesn't it? It is self question for me, needs or no needs to write hare previous applications.

remove small and make it large

We can have major improvements related to Issue and Clearance of Cheques as per International Standards. I have attached an article on how we can proceed to achieve the same.

Moreover, I would suggest going one step further by putting a standing instruction on the said bank account on which the cheque is drawn, such that any additional funds received would first automatically go towards clearing the full amount as mentioned on the cheque and in case of multiple cheques, every one would be settled in a chronological sequence based on the day and time of its introduction in the banking clearing system. This will completely eradicate the menace of cheque bouncing and the cheque holder can deposit the cheque on the date mentioned on the cheque without any confirmation from the cheque issuer.

International Experiences :

According to World Bank, formal SMEs contribute up to 60% of total employment and up to 40% of national income (GDP) in emerging economies.

600 million jobs will be needed in the next 15 years to absorb the growing global workforce, mainly in Asia and Sub-Saharan Africa.

In emerging markets, most formal jobs are generated by SMEs, which also create 4 out of 5 new positions.

However, access to credit remains a major problem to the MSME sector globally.

In globalised world, it is imperative to enable MSMEs to adapt and thrive in a more open environment and participate more actively in the digital transformation, to boost economic growth and deliver a more inclusive globalisation.

we need an entitlement approach that can have the potential of compelling all related stakeholders to work on a common national agenda and solutions under a scientifically structured framework. This approach demands the identification and analysis of major security threats to the MSMEs, and entrepreneurship at the grass root level.

5. Sensitisation and handholding of MSMEs at different and upgraded level of certification is the need of the hour.

3. There is an urgent need to upgrade infrastructure utilities (like water, power supply, road/rail) for any enterprise to run its operations successfully.

4. Entrepreneurs need to develop quality conscious mindsets embedded in the organisational culture.

1. Today enterprises need to adopt best practises and follow international standards to go forward for offering innovative solutions.

2. Focus should be on transfer of information and skill development to effectively use the transferred technology.

I am a Tax Consultant by Profession & I would like to inform you regarding the current market scenario in brief.

As of today, the most critical area for any business or profession is that either payment from customers is not being received on time or sometimes, payment is not received at all. I have attached an article which I have come across on how to resolve this issue on a national level. Further, the government can also rake in revenue from this particular economic measure.

There are 2 things which I want to highlight is that first, this initiative has to be on a national level, solely managed by the Government of India and second, there has to be an Act passed by Parliament giving it legal status and the promotion of this initiative can be 'Break the Credit Chain'.

I am very hopeful that this measure will be adopted and implemented on PAN India Level at the earliest for the benefit of all MSMEs.