I would like to bring to notice, in rajasthan banks are opening pmjdy a.c @ zero balance but when passbook and atm is demanded, they ask to first deposit 500 rs, verify in bissau. Raj

Ref this link : http://insidetrade.co/icici-bank-ltd-adr-nyseibn-atm-charges-hiked-2015-jan-1/ .

which says banks will charge us for using the ATM's , from Jan 01 2015.
which means banks will take money from us to give our money from ATM's , this is ridiculous ..its like feeding a duck , a duck's meat for meal .

banks say they spead anything around 75 to 100 Rs for 5 Trans made by any user . and to reduce this cost , they are passing on this inter-connect ATM withdrawal charges on us .

Its a very nice scheme for development of nation in future. I appreciate it. Overdraft facility & insurance are best provisions in this scheme.

सादर प्रणाम सर प्रधानमंत्री जन धन योजना की शुरुवाती सफलता के बाद इसको और अधिक सफल बनाने के लिए सर बैंक के अलावा डाकघर में भी खाता खोलने की सुविदा होनी चाहिए जिससे गाऊं गाऊं तक इसको पहुचाया जा सके चूँकि आज भी भारत के कई गाऊं में बैंक उपलब्ध नहीं है दुसरा ग्रामीण छेत्रों में ग्राम प्रधान को ये जिमेदारी देनी चाहिए की ओ अपनी पंचायत में प्रत्येक नागरिक का खाता खुलवाये सहरी छेत्रो में ये जिमेदारी निगम पारसद या विधायक को दी जा सकती है धन्याबाद

1. Most important is banks and their employees are not cooperative and does not provide any information.
2. When anyone asks for this scheme bank officials does not bother to respond properly or guide properly.
3. Governement has created scheme but i dont think its going to be all India success till government direct representatives are helping people to go ahead with scheme as bank people are not cooperative at all for most of the locations.

How to know my link bank which bank i have to open my account. kindly share the link how know the bank name.

Need more specific for account holders like Kabadiwal,Domestic helpers,Rag pickers,contraction workers.these all should pay through bank,so in future they will have credit in bank for their children education,support for health problem,Cash payment to these workers never count in transactions.

Any planing is not good or bad its depend upon how we are implementing this to the ground level, there thousands people in my knowledge who is still struggling for opening the account in bank and bank are refusing then as usual by asking daily new requirements. As I am from the very poor villagers so I know realty of the "Jan-Dhan Yojana".it would be good if there is contact Number/Person from which a common man can share his problem and register his complain against the banks.
Thanks

प्रधानमंत्री जन धन योजना भारत के इतिहास मै एक नया मोड लाकर आएगी श्री नरेन्द्रभाई मोदी के द्वारा इस योजना को जन जन तक पहुचाने के लिए जरुरी सुजाव मेरी नज़र मै है हो सकता है इस सुजाव के अमल मै आने से जन धन योजना जन जन तक जरुर पहुचेगी , १) जन धन योजना को घर घर तक पहुचने के लिए देश की हर school के माध्यम से इस योजना को पहुचने का प्रयास करना चाहिए ,
२)जन धन योजना को गावो तक पहुचने के लिए गावो के युवको को योजना अधिक से अधिक लोगो तक पहुचने के लिए प्रोत्साहन राशी का प्रावधान रखना चाहिए,

To make sure all hav bank a/c, anganwadi and mnrega payment must also be routed through pmjdy and its members must reach out to t