1. All the CMD & ED of PSU bank should be given training by Private banks / Foreign bank on the matters of technology adoption and providing Infrastructure for the Banking.

2. Mainly only PSU Banks are Financing the Corporate Project Financing e.g. Power / Infra / Manufacturing but the Private Banks are not taking exposure in these sectors.
3. Top Level management is not willing to accept the ground reality of Lack of Staff and Resources.Staff should be Trained by Experts.

all npa accounts should be on web site so public can see, no preference should to be given to industrialist or rich people . they should be informed and time to be given for deposition but not more than 3 month .Bank should have a system where if person is paying on time they should reward them or put their name also on website to encourage the people.

Dear sir
This is very good initiative by you, according to me, first of all ensure proper staff in public sector banks and to full utilise the technology. We are listening that the bank employees are paid very poor, then how will they work more and in efficient way, you may implement everything if you don't pay as per their requirement then employees may not work properly. If employees will be happy only than they will make the customer happy. So first you look upon their need, thanx

sir if u stop 500 and 1000 Rupee notes in market , what ever black money is in domestic market is present will come out. 2 ) if you announce 20persent for government than also people will start thinking of giving and converting it into white . pl do something we know many thousand carores are in domestic market. 3) proper punishment in fast track court because they know it will take years to get order ,till they r happy.

Consolidation is required to help 'Make-in-India' as the much hyped 'consortium' system of financing big projects has not yielded good results. The experienced staff has to be given a role of mentoring to bridge the skill gap. PSB's have confined their staff to more of a clerical work than developing professional skills at large. Time to change the attitude- "bank is for/of/by bankers only". Banking has to be a multifaceted & multi-skilled environment. The 'sahab' culture must take a exit door.

There should be no political pressure on banks to given big loan to INDUSTRIALIST.,Particular bank give target to Managers for advances and credit camps ,these advances normally going bad,that increases NPA ,Banks employees have high responsibility but comparison to their salary is very less.Banks employees should be in PAY COMMISSION. Some Dabangg areas like Azamgarh,administration should help bankers.And it is essential to make one bank one nation,all banks must be merged.

PSB's three levels of employees- The first award staff level are generally having a fix role with no clear challenges; the second MMG's are finding it difficult to cope with frequent transfers/multi-facet role/ un-compared wages with other similar industries; the third SMG's are lacking proper man-management skills. Clearly- there is a need to strengthen the HR roles and responsibilities. Surprisingly almost all PSB's don't have proper HR Personnel/Training System/Professional Management.

Govt need to take of their family(bankers), they take care of their business. Please pay a good wage revision to them. Lot of small account holders also taking example as large NPA account holders. So kindly give a big lesson to the NPA holders to make other citizens in right path

All Public Sector Banks should be merged into one bank and list of Non Performing Assets of the combined bank should be displayed in that bank web site with highest period of default to latest. Time frame should be fixed for take over by anybody through e-auction of such defauter. This will enable to realise such dues easily as well as reduce the overheads of such banks. This will ensure distribution of branches all places of our country without multiple branches at one place involving more overheads to the government.

3. Any parent would like to give their family a good life and top quality education, health & medications and this is big reason for migration from villages to urban cities. Due to rural postings bankers are not able to provide quality education to their kins. I would suggest their kids should get specific seats in premier schools and colleges. Or there should be KV's opened in cities to cater more than 10 lakh employees across India. Their kids should also get reservation in premier Colleges.