please think about closure of petrol pump run by Reliance, Essar one day and LPG gas supply by pvt vendors.person loyal to privatisation why backed out.all so called loyal should have purchased Gas, Petrol and Diesel from these Pvt vendors.had the Public sector not supplied these items to all dreams that day. So called pvt sector had not come forward by opening 10-20 crore accounts under PMJDY and after that so call mid/rich people definitely got excellent services form Pvt sector Bank.jago jago

Unreturned DEBT money will recovery very fast within six months from anybody.

PUBLIC SECTOR +PRIVATE SECTOR BANKS CAN ONLY PERFORM WHEN WHEN DEPOSITING-CASH/HANDLING+ SAVING ACCOUNTS are separated from LOAN SANCTIONING/HANDLING DEPARTMENTS--- AND SIMILARLY loan recovery department shall be made -hence three different department are recommended for better -independent efficient functioning.
the Govt. Cash- benifit schemes shall be linked to PostOfficies and the Banks shall not be touched. Maintaining KYC for Jandhan Account holders would not be possible+ which may lead

government holding of equity in banks should be reduced to 51% across all PSBs, merge all different recruitment boards into a single board to check irregularities, link all service benefits to employee performance, give powers to banks to initiate criminal prosecution for recovery of loans, banks should be opened on sundays and may be closed on monday, accept innovative ideas for improvement of bank from lowest employee also, all employees should be given ESOP for 'our bank feeling'

If damage note comes from bank ATM M/C and bank harassing customer by wasting customer time and exchanging the note , so bank is not giving any favor it is bank fault that they have inter wrong note so that customer get trouble their should be some penalty clause for bank also means bank need to pay 5 to 10 time of amount for their mistake http://vishesh2014.blogspot.in/2014/12/improving-performance-of-public-sector.html

SMS charges. requested to stopped this facility because banks (HDFC, SBI charging 15/- + service charge =17 /- per quarter but this does not mean that bank will removed my mobile number this is against KYC and Banking security Policy. means one time password is security /banking requirement and it should be free and always available
http://vishesh2014.blogspot.in/2014/12/improving-performance-of-public-sector.html

Check book request should be online or on mail or customer care

For adding third party name we should not be able visit again and again home branch for approval it should be approved on registered mail on a/c. this is loop pole at SBI process.
I know I required ATM debit card but process is too tough in a fist visit I have to apply then need to visit branch for password , do you really thing policies in the name of security is user friendly and as per market trend this should be online generated or on mail. Request should be online or on mail or custome

Corrective action from government on SBI or other Private bank(like HDFC, ICICI axis bank etc) Policies amendment that
Public can submit request at any branch in India.
Approval should be on mail or mobile one time password authentication. This is security requirement and bank should not be charge any thing extra as a social responsibility as a government bank. If they also behaving like other private bank (profit center / Business) then for bank also penalty clause should be mention.

Fake note Issue from bank ATM . If Fake note comes from Bank ATM then bank harassing customer to go to ATM and banks and showing its vendor mistake we have out source feeding ATM . no witten rule information with bank and customer care how to handle this kind of cases. and after wasting 2 month of customer if bank returning same amount to customer . So it is not fare. because this is bank mistake why should customer bear . 100 times of penalty have to be paid by bank for their mistake.