"Any Small IDEA And Strong STEP Can Change Your Life"
by following these sentences on to the every life of the people, if they start to their journey on the progress of their own and the country as well will be more beneficial for the country welfare.
Every banks should enhance the awareness among every people of the country by taking a forward and active steps towards any complaint of the customers or non-costumers through MAIL, SMS and INTERNET without delaying any further of the complaint.

the second things which i have every time observed, even you also would have concerned it or not i don't know , i think it might be a small thinking but for the upgrading and growing technology this step must be very important to be taken into consideration.
step is:----
There Must Be Around 10 CDM (cash deposit machine) At Every City And District OR Block Of At least 5 SBI and Rest Of 5 Other Branches CDM Machines.Because I Have Seen So Many Long Lines On Queue On Any BANK For Cash Deposit.

hello sir, i have come by taking a new idea for the improvements of the all banks whether they are public sectors or any private sectors , first of all all those banks which have had only one or two branches or no any branch in the city regardless any co-operative or grameen bank branches , should have at least 5 branches in every block , districts and cities so that every customers could serve it better without going to open and manage their accounts to the other cities as per their expectation

A lenders liability clause has to be inserted . This shall hold the PSU BANKS accountable . Their are 2 sides of a coin . Only genuine borrowers cannot be made accountable PSU banks must compensate Corporates for their own callousness towards genuine borrowers .

Secondly all proposals received should be decided either way max 30 days for EASE OF DOING BUSINESS IN INDIA

1. Turn Around Time is very less should be fast
2. Create a Loan Processing Cell and stop allowing proposal processing at front end i.e. branch level so it improved efficiency of branch person as well as it also send proposals to persons who understand credit.
3. Availability of direct appointment to all the Hierarchy till MD so that critics & appreciation can be passed on to them

1. Make Strict Punishment for stopping any employee to work in any day when some union called strike, as seen that PSU employee goto pvt / foreign bank to close there doors as well on strike, if they dont want to work, its govt call how to handle union but person who want to work should be provided full support and security as single day strike = huge loss to nation.
2. Have a permanent One time settlement , restructuring policy frames and available to all

1. Ask central government to provide all loans farm loan through SIDBI or DIC or some other institute and not let directly bank lend money which are bound to get government waiver , this create clean environment.
2. Major issue with PSU bank is there is no targets taken seriously, drive a system of demotion in case of non achievement of target or something like that so all will take it seriously.
3. Half post are always vacant
4. MSME code / grievance redressal just to show off not practiced

this is good and .if u can do this good work canu plese print in all local language like all state all language with sanskrit .any bank secter use sanskrit language .and every atm use own bank atm use unlimited..any cost.thank u sir.jai hind

Bank loan defaulters automatically forfeit their property such as farm, home, and any assets tied to the loan as security and collateral. All loan repayments must be electronic in which bank would draw payments regularly each month. Bank must verify what source of regular income the person has and how he would repay it. There should be system of credit worthiness in place similar to Credit Reporting Companies in the USA where each person's credit history is maintained. Banking laws needs change

Strikes caused economic loss to the nation. How many people still remember that Indian Railway Employees went on strike from 8th May to 28th May in 1974? I do. Postal, bank and Air India employees are habitual strikers. Their track record speaks for itself. Banking hours should be: 9AM to 6PM Mon-Fri, Sat 9 AM-3PM. Each employee must clock in. No tardiness. Each bank must have a routing number like USA clearing house. Government employees salaries paid only via electronic direct deposit.