we dont need so many psb's merge them & make them unifiedly reformed & if necessary take private bankers on board & make it performance oriented like private banks

Finance Ministry should think serious how to generate revenue from rural India and agriculture sector our farmers should be empowered and Banks should create a trust so that people should not be afraid of getting loan and trying out new things , my point is that banks should promote innovations in agri. and development of rural India by local ideas ,so local employment and entrepreneurship is boosted and talented and educated youths take projects to develop new ideas in agri and rural India

Banks in India needs greater reforms in order to move our country into forward directions , firstly banks should adopt our Indian practice not the global ones as our local needs are different and more diversified than any other country , Banks should lend money to framers and take initiative in farm sector for innovations and Banks should more concentrate on rural India rather than giving loans Urban or salaried people as India is country of villages.

Stop issuing paper slips from ATM machines . This will save paper and keep ATM booths clean . Charge for paper slips

all banks under the same set of rules ; then why so many psbs and so huge establishments; so many CMD, ED,etc?
merge all PSBs under one roof

place staff at par with international banks in terms quality, standards and salary.

recruit highest standards of staff.

promotion policy should be to promote people with qualifications; present day bankers are from non matriculate to various bachelor degree holders of irrelevant streams such arts,science,litrerature; chamchagiris rule the roost

All the employees should get training for personality development.
employees should have fear of being terminated from the job due to poor performance.

Public banking sector is poor interms of providing Internet Bank services and online security

I would suggest to implement access to Bank and ATM using Debit card as access card, in which we can secure robberies and also track every account activity

I THINK PUBLIC SECTOR BANK IS NOT PERFORMING GOOD AS COMPARED WITH PRIVATE SECTOR BANK.
GOVERNMENT SHOULD TAKE CERTAIN STEPS TO IMPROVE PERFORMANCE AND PROFIT OF PUBLIC SECTOR BANK.

Indian Public Sector Banks official's are not performing their duties well. They are not time bound, come late on work. We should improve these bank performance by compete their counter part Private Sector Bank.

A Banks key activity is accepting deposits and Lending. Key to Lending is proper KYC Compliance of a Borrower(Individual or Firm). For Improving Performance following can be done
1) One KYC Compliance Platform Solution for accessing various information for arriving Lending Decision as per the attachment of PDF
2) Minimizing of reporting Procedures by a officer of a branch to his Regional Office and further Regional Office to Head Office as the same information can be fetched by using system.