Q1, table 2.1 : we need to minimise the number of data entered. It I suggest we try to lock in IFC bank code to IMEI and mobile telephone number, so any action other than with draw can be automated.
Q2. It should be monthly with a ceiling of 1 USSD transaction per week. More will be charged at actual.
Q3. The actual fixed cost and variable costs need to be taken and total volume of messages be considered.
Q5. If more than 3 failed tries are there, then 24 hour blocks.
Q6. Yes

Dear Prime Minister sir,

Over the last 2 years, I have written several mail as well as visited Shri Ravi Shankar Prasad's residence atleast 5 times. No one from your end seems to be interested. I have to inform you guys as to a fundamental flaw in our system which is making us loose Rs.20,000 crores annually. It is a 5 minute explanation and will take you less than one minute to decide to do what i am saying. Having Mr.Nipender Mishra (Ex-TRAI chairman) in your office will help understand

Reality of USSD, No mutual authentication between mobile and base station,fake base station attacks ☺,Base station decides when to turn on encryption,Some networks do not use encryption ☺,IMSI sent when requested by base station ☺
Phishing attack
set up a fake base station with OpenBSC openBSC have basic USSD support possible to build bank application base station can initiate USSD communication collect user ID, password, MPIN drawback: attack works in 200m range

Respected Modiji, Citizen over 70 years old should be given assistance while travelling, specially by Air. Special concession should be given in the fare as well as assistance while checking in, boarding and alighting from aircraft and if possible lounge facilities should also be provided.

Its good step. USSD or there many services in existing GSM network facility should be made available to public.
To make financial transaction and authentication after due linking account, Aadhar, PAN (KYC Norms) to make this kind of facility for all bank account holders will be of great facility.
The cashless payment should be encouraged at all levels not just reduce black money but also help govt in cost of printing Rupee Notes, transport and store security etc.
Security need a review.

The expansion of banking and reach of financial services is considered to be vital for the long-term sustainable development of any country. From the standpoint of equity, it is ...

Sir The main issue with USSD browsers is they are all in English hence excludes semiliterate / illiterate massses.
1.Government should make local language support for USSD browser a must for all the phones sold in India
2. Still for very illiterate users - Local voice enabled menus would make wonders.
3. Another very important mandate should be recognition of digital certificates of Indian origin in these and all other browsers. Request to take last suggestion [3] seriously

1. GSM Phone would have pre-equipped of USSD protocol.
2. AAA security layer is part of USSD protocol. Authentication using PUSH based USSD menu driven to subscriber. Authorization can be club with encryption method.
3. Remember service code is easy with pre-loaded menu in SIM toolkit and backend is concatenate USSD String. string e.g (*99*1***#)
4. Cost effective solution for user.
5. Muti-lingual support is one that explicitly targets users in various regions

My comments for Q1 to Q10 is in the attached PDF.

USSD reduces subscriber cost for doing a financial transaction as he doesn't have to spend on data. The Telecom sector has used USSD very effectively for giving subscribers a host of services like checking main account balance, buying products like VAS, ratecutter etc and should be explored for financial transactions.