Pune City in Maharashtra State has an Urban Cooperative Bank named Bhagini Nivedita Sahakari Bank Ltd which is run by women for all . (Not a Mahila Bank). This bank was established in the year 1974 and today has a business of more than INR 1600 Crores. This Bank has Gross NPA of less than 2 % since last several years . As per audited Balance Sheet of 31.03.26 the Gross NPA as on 31.03.26 was 0.79%. Net NPA of the bank is 0% since last several years . The bank has paid 15% dividend (which is the maximum permissible percentage as per state cooperative act ) to its more than 62000 members since last more than 25 years. The Bank caters to mostly small borrowers with almost 80% of the deposits & loans having ticket size of upto Rs 5 Lakhs. The Bank has 19 branches in and around Pune. Currently CA(Dr) Rewati Paithankar is the Chairperson of the bank and the all women Board of directors consist of more than 51% professionals. Truly an example of " NARI SHAKTI "

1) pl somehow manage to give increased EPF pension to sr citizens as per court directions . It is genuine case. Giving old pension amount even after 12 years is not justified.Or allow to withdraw principal amount, best option. 2) pl increase bank SB interest from 2.5 to 4% and increase sr citizens FD interest rates which are very low. 3) Pl take necessary steps to prevent food adulteration. 4) pl take care of begging people and improve their living standard. Provide free shelter, food, and medical treatment etc. Over the years no one is doing anything for them. For vikashit Bharat meaning, first no beggars in our country. God bless you if done this. 5) As population incresing, pl Increase rain water storage capacity in all over India by linking rivers and building dams. 6)Pl put cap for state governments on spending tax money for freebies and welfare schemes, restrict to 10% or 15% of budget plan. Otherwise vikashit Bharat and development of India can't be achieved.

🙏🐂🙏🐂🙏🐂🙏🐂🙏🐂🙏🐂🙏आदरणीय प्रधानमंत्री जी, सादर प्रणाम। देश भर में भारतीय संस्कृति को बढ़ावा देने के लिए आपका धन्यवाद। मेरा सुझाव है कि आप 'मन की बात' कार्यक्रम के माध्यम से देशवासियों से प्रतिदिन सुबह की पहली रोटी गाय के नाम पर निकालने का अनुरोध करें। इससे जीवदया की भावना को और बल मिलेगा। "Respected Prime Minister, Warm Greetings. Thank you for promoting Indian culture across the country. My suggestion is that through the 'Mann Ki Baat' program, you request citizens to set aside the first roti of the morning every day for the cow. This will further strengthen the spirit of kindness toward living beings."🙏🐂🙏🐂🙏🐂🙏🐂🙏🐂🙏🐂 Jai Hind 🇮🇳

सर, कृपया Instagram, Facebook, WhatsApp और दूसरे सोशल मीडिया प्लेटफ़ॉर्म को रेगुलेट करें। इनकी वजह से ज़्यादातर बच्चे इनकी लत का शिकार हो रहे हैं और उनका भविष्य भी बर्बाद हो रहा है। ऐसे में हमारे देश का भविष्य कैसे बनेगा? 1) 16 साल से कम उम्र के बच्चों के लिए स्क्रीन टाइम कम करें या इसे बैन करें। उदाहरण के लिए, सोशल मीडिया के 2 घंटे के इस्तेमाल के बाद, सोशल मीडिया अपने-आप काम करना बंद कर दे। 2) बिज़नेस के मकसद से, रजिस्ट्रेशन फ़ीस लें और हर यूज़र की गतिविधि पर नज़र रखें; साथ ही, इसे आधार से भी लिंक करें।

Dear Modiji, S Aadar Pranaam On Mann ki Baat, I have not heard a single word on the actual schemes that the government has made available for the Middle Class belonging to the General Category. We are the salaried workers of this country. We are the actual largest non-appeased majority of India. The masses. We do not belong to one religion. We may be Hindu, a Muslim, A Sikh, A Parsi, anything. Our parents may have been economically weak or strong. But, our current status is that of Middle Class. Not very tech savvy but willing to learn and work. We have earned salaries. Now, we have reached a ripe age of btwn 40-60. We have a bit of capital saved and are looking to quit our jobs and start a business for the remaining productive years of our lives to bring us and our children, who are taking decent education out of the middle class. Kindly guide us on the opportunities available. The support available by the local and central Governments Jai Bharat, Jai Shree KrAshna

Sir, 29th August is National Sports Day. This day happens to be the birth anniversary of the hockey legend, Dhyan Chand. He was a great patriot and a man of utmost simplicity. He was instrumental in India getting three gold medals in Olympic hockey: 1928, 1932 and 1936. He was the captain in 1936 Berlin Olympic and thrashed Germany 8-1 in the final on 15th August. He inspired so many players and after Second World War, India got four more gold by 1964. Though India is doing much better in other sports now, they have to go a long way to excel with international standard athletes. What we need is better infrastructure, equipments and proper selection of athletes at a younger age with better training. My tribute the great Dhyan Chand on his birth anniversary.

Please find attached my views regarding conservation of rainwater. My regards Jai Hind D. N. THAKUR

Dear Prime Minister, Namaste. For the 137th Episode of Mann Ki Baat, I urge you to address two critical challenges impacting our society's safety and future.First, the rising menace of narcotic drugs is the gravest threat to Gen-Z. It silently destroys young lives, shatters families, and drains our nation's potential. To combat this, we must empower youth to lead vibrant mass movements, turning anti-drug advocacy into a community-led crusade. Schools, colleges, and local youth groups should spearhead awareness networks to completely eradicate this poison from our neighbourhoods.Second, a pressing issue that lacks adequate national attention is the growing stray dog crisis. Increasing incidents of attacks and rabies have made public spaces unsafe, especially for children and seniors. We urgently need a humane, standardized national policy focusing on intensive sterilization, mass vaccination, and dedicated community shelters to resolve this conflict.Thank you.

आदरणीय प्रधानमंत्री जी, 'नए भारत' के निर्माण के लिए विचार आमंत्रित करने हेतु धन्यवाद। मैं आपका ध्यान तमिलनाडु के निस्वार्थ समाजसेवक और शिक्षाविद खलील बागवी (Khaleel Baagavee) की ओर आकर्षित करना चाहता हूँ।खलील बागवी जी शिक्षा, मानवाधिकार, पत्रकारिता और सामाजिक कल्याण के क्षेत्र में वैश्विक स्तर पर उत्कृष्ट कार्य कर रहे हैं। समाज में उनके अतुलनीय योगदान के लिए दुनिया के कई प्रतिष्ठित अंतरराष्ट्रीय विश्वविद्यालयों ने उन्हें मानद डॉक्टरेट और पुरस्कारों का प्रस्ताव दिया है। उनके चरित्र की सबसे बड़ी विशेषता यह है कि उन्होंने केवल योग्यता आधारित सम्मानों को स्वीकार करने का संकल्प लिया है और सेवा शुल्क मांगने वाले कई अंतरराष्ट्रीय पुरस्कारों को ठुकराकर ईमानदारी की मिसाल पेश की है।प्रतिभा और नैतिकता को बढ़ावा देने वाले 'नए भारत' में खलील बागवी जैसे कर्मठ नागरिक को भारत सरकार द्वारा राष्ट्रीय पुरस्कार (पद्म पुरस्कार) देकर सम्मानित किया जाना चाहिए। इससे युवाओं को निस्वार्थ समाज सेवा की प्रेरणा मिलेगी।

Dear Modiji! Namasthe.!! Pls contact Mr.Kamaraj A.C of madurai to knew his plan for interlinking of rivers from Ganges to Kavery to resolve the water crisis between Tamilnadu and Karnataka ,Andhra, kerala. Also it will be helpful to solve the water issues in noerthern india also. He tried much. Vajpayee ji and abdhulkalam ji also initiated this .but not coming to effect. His phone number is 0452 2587351. He is a retierd person. He has a team of engineers also. It will be very much usefull for the entire nation. Pls try to meet him ji. Iam Manoharan....ex. bagh karyavah in Coimbatore.