RESPECTED HONOURABLE SIR A VERY GOODMORNING AND THANKS FOR GIVING ME A CHANCE TO SHARE MY THOUGHTS. FIRST OF ALL I WOULD LIKE TO SAY ABOUT THE DECISION MADE TO STOP DIGITAL TRANSACTION WHICH MADE A GREAT IMPACT IN DAY TO DAY LIFE. SECOUND I WOULD LIKE TO SAY ABOUT OUR EDUCATION SYSTEM WHERE SCHOOL AND COLLEGES HAS NOT BEEN PROPERLY GOING THROUGH. WITHTHIS I WOULD LIKE TO THANKYOU

*MERI SURAKSHA BAND - मेरी सुरक्षा बैंड* A School-Based Emergency Safety & Protection System for Girl Students Government Proposal Framework - *India *VISION* Every girl in India should be able to ask for help quickly, discreetly and reliably when she needs it most. *PROPOSED APPROACH* Student wearable + verified guardian + school safety focal point + authorised emergency escalation to 112. 1. Executive Summary Meri Suraksha Band is a school-level emergency communication and response system for girl students. It combines a discreet wearable device with verified parent/guardian contacts, a designated school safety focal point, and escalation to authorised emergency services. Purpose is to reduce time between emergency and first response. Core Proposition:* One student → one registered safety identity → one simple emergency action → a defined response chain. Student should not have to unlock a phone or search for a number before first alert.

Trade credit is a major source of business working capital, particularly for MSMEs. Its foundation—trust, confidence and integrity in payment dealings—has been weakened by widespread delayed payments, locking up liquidity, disrupting supply chains and undermining credit efficiency. The fundamental gap is not merely lack of finance, but lack of visibility into payment behaviour. A GSTN-based B2B Payment Credit Score, enabled by a proposed Payment Registration Portal (PRP)—the payment-side counterpart of the Invoice Registration Portal (IRP)—can bridge this gap. By capturing buyer-wise payments against credit purchases, it can generate a CIBIL-like, GSTIN-level measure of payment discipline. Making payment behaviour visible and measurable would encourage timely payments through market reputation and informed credit decisions. It could improve MSME liquidity, enable cash-flow-based lending and receivables financing, support implementation of existing legal provisions, tax compliance.

1. Have clear vision and focus of life 2. Stop blame game 3. If you can't put up get off 4. Have the audacity to discuss and not argue with people not your age. 5. Take turns to sit while traveling in public domain. 6. Keep your karma clean at all times. 7. Listen to ur inner voice not the demonic voice 8. Dress well and smell well 9. No jewellery can match if u don't smile. 10. Take charge of your life NOW.

Suggestion 7 – Make Bharat AI-Ready and Transform Education for the Future This suggestion focuses on rapidly developing and adopting AI, robotics, automation and advanced digital technologies in Bharat. It proposes transforming education by teaching children AI, robotics, financial literacy, taxation, GST/VAT, stock-market awareness, blockchain/cryptocurrency and other future-oriented skills. The objective is to improve productivity, efficiency, innovation and employment, and prepare our next generation to become creators and developers of future technologies. The attached file contains the complete suggestion, including possible approaches, implementation ideas and practical considerations.

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India is working laboriously to curtail the problem of unemployment and has been successful in doing so,but there should be a National Youth Employment Roadmap for ensuring grassroot level comprehensive development by engaging various stakeholders like ngos , it's, various ministries , etc. 2. India should have a "AI Literacy for all"week in all private and government schools so that ai education does not only remain confined to projects but also get implemented properly. 3. A caregiver special cell needs to be established in every panchayats and municipalities so that formalisation of caregiver economy happens and aged people, differently abled people ,etc get a full time support without worrying about their future.