sharp interaction needed (PR system)

Dear sir;
I want to see our INDIA at no. 1 position in banking account with all people in the world

2. They should avail the facility of Laptop, 3 in one printer & digital camera to prepare Xerox, photograph, Aadhar Card registration, form fill up etc. in each village by mobile van.
3. Start bank operations on once a week basis initially for transactions in villages where there is no bank facility and then it can be increased.

4. Similarly in towns and cities, door to door survey of bank accounts should be done and people should be explained benefits of opening account and encouraged.
These are some suggestions which can help Govt. to achieve their target.

Problems for not achieving Target
1. Many villages don’t have bank facility.
2. Many villagers may not have documents like Aadhar Card/Voter ID/Ration Card/Photograph etc. which are required to open a bank account
To achieve target
1. Villages where bank facility is not available, banks of other nearby villages should do survey of each house if they have a bank account or no and explain benefit of opening bank account in their spoken language.
Cont..

PMJY is not a only scheme, Its has a ability to do something different in Indian economic empowerment history for better India. Some thought has been share at our end for Improve this scheme. Please find the Details in this attachment . Regards, Arun Singh from oldest living holy city Varanasi.

My own experience. In August this year I send one person along with one letter from our higher authority for household survey for opening of account to the local Nagar Panchayet Office(Panisagar,North Tripura). But I am sorry to say they have just returned them bank with one comment that without Govt Order they are not in a position to co-operate us. Now the same persons are shouting why we are late opening of account. In time Direct Benefit all are to open account. Again greed. To get subsidy.

In time of Chit funds people has money in their hand. But in case of Bank same people become "BPL", "Poor".. Time has come to redefine the idea,mental setup.

Jan Dhan Yojana is good no doubt. But why people are sooo interesting opening Bank account ? Just to get one lakh insurance. And the OD facility. A good number of customer asked me to sanction them one lakh rupee. Because they say "Modiji said so ". If greed govern us it can not achieve anything.. So far around 8.5 crore account has been opened. But total collection/deposit in banks ? Only 5000 crores. 80% accounts are zero balance account. Why ? In time of chit funds people has money..........

We can try our best to achieve the target but this is a process that will take time so we can keep enroling the new people and pay bank people extra money for doing overtime weekly or monthly