I am given to understand that there are large number of duplicate accounts under PMJDY. In order to make available benefits under the scheme, the existing Bank accounts should be got closed. There should be penal provisions in respect of people misusing the scheme. In order the meet the target, bank managers are relying on politicians to bring such accounts. Having opened the accounts there should be system to counter check the details.

Extending benefits of Jandhan yojana to every household gives a very clear message that PM & Govt cares for all. PM should not be disheartened if every household doesn't join this scheme as well-to-do households do not look at such benefits from Govt, instead they donate for the deserving households. The scheme will send a strong and positive message across the globe that PM of India cares for every household.

ATMs required in every village, making people responsible in villages to educate others and most importantly please do not run behind numbers, instead have proper checks that such accounts are not misutilized. Biometrics should help to ensure that people are not opening multiple accounts. Basically the procedure needs to be simple but efficient.

All the present savings account holders of all the nationalised banks MUST get all the benefits available to the fresh account holders under Jan-Dhan Yojana, like zero balance, normal insurance benefit as well as the benefit of the accidental death for the life of the solo or joint savings account holders.

बच्चों का एडमीशन , राशन कार्ड, मतदाता पहचान पत्र बनवाने के लिये प्रधानमंत्री जनधन योजना के अंतर्गत रजिस्टर्ड होना आवाश्यक कर हम सभी भारतवासियों को इससे जोड सकते हैं कुछ कार्य कठोरता से भी किये जाने चाहिये

7)every village one or two ATM counter required. Every ward one ATM counter required. 8)finger print and eye ball passard security required.9)all gov facilities submit through a/c.10) written problem box if any person gov or non gov criate problems to proper inquiry various angle transfer other sector other punishment.12)to minimise corupssion corrupt person identify and gov facilities 4_5 years punishment. Thanks.

We on behalf of n.g.o. OOZARU directly open at least 500 new acnt andindirectly help thousands of people to open under pmjdyscheme,at lumding,Assam.people are highly enthusiastic to get something out of it.thanks Modiji

One of my friend Going to Punjab National Bank to open JDY Scheme passbook but the bank employee told that the Facility not available in our Branch so my friend go to the ICIC bank to open the account they told that their target for opening JDY Scheme is complete and suggest him to go government bank.After than he go to AXIS bank but there also the employee told that we are not opening JDY scheme Passbook lastly he go to ORIENTAL BANK OF COMMERCE unfortunately they told that form are not aviala

01. All the Insurance holders automatically should be provided a bank account.
02. All school children apart from the scholarship recipient should open an account and announce the highest savings in a year will get a incentive / cash award which will be deposited to account by the govt. (This will minimize the spend thrift among the children, (b) savings habit will be inculcated etc.)
03. Every beneficiary funds has to be sent to bank account
04. Above 18 years compulsorily have an Account

I think the banker other than government banks are not showing interest to open the JDY Scheme passbook they always told the people why are you opening JDY passbok and motivated them to open a passbook in normal account so the people came out from the private branches because they demand 5000/- or 2500/- rupees for opening new account .One of my friend Going to Punjab National Bank to open JDY Scheme passbook but the bank employee told that the Facility not available in our Branch so my friend