Most of citizens of India have ration Cards. We can link that with this scheme.

Greetings to all, JDY is very good and healthy thought of our Prime Minister. On ground level it is not really helping to enhance reach of banking industry. As per govt announcement, A JDY account will get lots of benefit from govt. Which has not cleared that who will get benefit and how will they ?. Now situation has reach at their extreme and more then 50 % accounts are being opened by those who all are already using Banking. In clear words, Financial inclusion has not got success in true ma

Sir, 1.JDY a/c should be tagged with Aadhar 2.All DBT schemes should operate via this a/c 3.The debit card provided along with the a/c should be accessible through rural bank branches & post-offices, where banks are not there - hence need to synchronise rural a/c's & postal savings. 4.The a/c can be synchronised to mobile phones to track payment. 5.Students should be provided one with their student loan a/c, 6.The card can act as a health card in rural areas 7.Have sensitisation camps / helpline

Aadhar issuance is very limited in tamilnadu. Hence i would recommend that interim authentication be done using electoral rolls for an year and push local government to improve aadhar issuance.

I am i a village when i about PMJDY to the people they ready to open a account but they have fear about bank proceeder and employees of bank. My idea is the bank should conduct a camp in each village to open account in pre announced date at least three times.

सर पहले भी कंपनियां कानुन का हवला देकर मात्र ७८०/ रुपये पी एफ जमा कराते थे । अभी अक्टूबर जब नया संशोधन किया तब पुरा पी एफ मिलना शुरू हुआ है । कई अशासकीय कर्मचारी इससे लाभान्वित हुए एंव आपके निर्णय का स्वागत हुआ था , कि आपने सर्वहारा वर्ग का ध्यान रखा । कृपया पुन: विचार करें ।

the local banks should conduct a survey whether the families of the locality have a bank account or not. if no, then the banks can open the accounts of the family in their branches. each bank should be assigned an area. for example, SBI should be assigned bandra of mumbai, Bank of Baroda should be assigned Andheri etc. this will also increase the customers of the banks. JAI HIND!!!!!

Mr. Modi ,
PF par aap galat rah par jaa rage hai. 12% se 10% its not correct. You are going with business lobby which is not good. मोदी जी कंपनियां आपकी पाँलिसी का गलत इस्तेमाल कर कर्मचारी पर अत्याचार करती है । आपको यथास्थिती रखनी चाहिए ।यह निवेदन है ।

to improve PMJDY ,introduce ATM's in villages. At least one ATM in each village for easy money access and every one interest to save their money in account.Finger print access should be done for each ATM for uneducated people

PMJDY has been well received by our citizens and all the banks are also working hard to reach to each and every household . On having a look at the ground reality, however, the initiative by the Banks are not fully capable to cover all households in their area of operation as such data- bank is not available .It is also pertinent to be noted that there are certain misgivings on the coverage clause or parameters who are actually eligible to get coverage of PMDJY?Per family one person/each member