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TRAI's Consultation Paper on 'Review of regulatory framework for the use of USSD for mobile financial services'

TRAI's Consultaion Paper on 'Review of regulatory framework for the use of USSD for mobile financial services'
आरंभ करने की तिथि :
Aug 03, 2016
अंतिम तिथि :
Sep 29, 2016
00:00 AM IST (GMT +5.30 Hrs)
प्रस्तुतियाँ समाप्त हो चुके

The expansion of banking and reach of financial services is considered to be vital for the long-term sustainable development of any country. From the standpoint of equity, it is ...

The expansion of banking and reach of financial services is considered to be vital for the long-term sustainable development of any country. From the standpoint of equity, it is essential that financial services are provided at an affordable cost to those who are presently excluded from the formal financial system. Mobile telephony could be the answer to the problems related to ‘last mile’ service delivery of financial services.

In order to identify and address the various issues for the use of USSD-based Mobile Financial Services, Telecom Regulatory Authority of India (TRAI) has released Consultation Paper on ‘Review of regulatory framework for the use of USSD for mobile financial services’ on 2nd August, 2016 for comments.

The objective of this Consultation Paper (CP) is to examine the need of mobile based financial services in the country from a public perspective, discuss the issues in its proliferation and to explore solutions for the same.

The Authority has extended the time for submission of comments upto 14th September, 2016 and counter comments by 28th September, 2016.

Read: Consultation Paper

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ramamohan rao dabburi
ramamohan rao dabburi 9 साल 6 महीने पहले
Link Account number with mobile number. Instead of entering account number, sender will enter recipient mobile number.. User can easily remember and can enter with out error.. For Mass adoption of USSD, make paying of electricity bills through USSD mandatory. People will come to know what USSD is
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constantine stanley
constantine stanley 9 साल 6 महीने पहले
USSD with regional language messaging would be best option, provided that we have to take care of visually challenged and people with poor vision. For them there should be an option for IVR. At the same time to retrieve previous transaction details we can still depend upon sms messaging. So this will basically mean that a mix of appropriate technologies based on individual and technology limitations.
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Ashok Kumar
Ashok Kumar 9 साल 6 महीने पहले
The biggest hurdle is insecurity about using mobiles for financial transaction due to lack of education. In the starting small value transactions with limited access to details of bank etc may be tried. Say whenever I am making a transaction the security level depending upon amount can be decided. For high value it may after verification call from bank can be seen as option for time being. Once people become used to the system will run perfectly. Network will not be problem.
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JIJU K
JIJU K 9 साल 6 महीने पहले
We need offline money transaction options also, because in India network availability and quality is limited. So if our mobile phone can perform offline transactions(with security) with other mobile phone, that will be a good thing, for security and may be can use low cost additional equipment
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Ashok Kumar
Ashok Kumar 9 साल 6 महीने पहले
The main aim to increase the flow of money. But the operators, service portals (paytm etc.) card providers (VISA)etc. and banks charge amounts for this service. Ultimately consumer pays money. This is all business. People are attracted and pay for these services. The rates & service charges may be reduced and a closed monitoring is required.
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